{"id":226482,"date":"2019-12-27T10:30:17","date_gmt":"2019-12-27T08:30:17","guid":{"rendered":"https:\/\/germistoncitynews.co.za\/?p=226482"},"modified":"2019-12-20T10:42:51","modified_gmt":"2019-12-20T08:42:51","slug":"protect-card-fraud-festive-season","status":"publish","type":"post","link":"https:\/\/develop.citizen.co.za\/germiston-city-news\/news-headlines\/2019\/12\/27\/protect-card-fraud-festive-season\/","title":{"rendered":"How to protect yourself from card fraud this festive season"},"content":{"rendered":"

Card fraud is on the rise despite card payments being a safe and convenient way to pay for goods and services.<\/p>\n

Consumers need to remain vigilant when using or managing their bank cards in order to protect themselves against fraudsters.<\/p>

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According to SABRIC, lost and\/or stolen debit card fraud amounted to 42.5 per cent of all debit card fraud in 2018, and bank customers continue to fall victim to fraud at ATMs while transacting.<\/p>\n

Senzo Nsibande, head of fraud for FNB Card said, \u201cBank cards have many security features which are designed to minimise fraud while improving convenience, but card safety is a two-way street that requires consumers to exercise caution to avoid falling victim to fraudulent activities.\u201d<\/p>

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Nsibande shared some safety tips to help customers protect themselves and their families against card fraud over the festive season:<\/p>\n

\u2022 Take note of card safety measures recommended by your bank:<\/strong>
\nThere is a lot of misinformation about how people can prevent card fraud, but it is always best to follow your bank\u2019s recommendations on card safety, in addition to conventional ways of safekeeping your valuables.<\/p>\n

\u201cDo not listen to anyone who suggests using reckless measures that could damage the quality and functionality of your card.<\/p>\n

\u201cBank cards are designed to perform specific tasks and contain a lot of security detail which may not be visible to the naked eye, therefore, tampering with it could cause irreparable damage,\u201d said Nsibande.<\/p>\n

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ALSO READ:<\/span><\/p>\n

Primrose police urge community to be safe this festive season<\/a><\/p>\n

Police warn of bank card scam<\/a><\/h4>\n

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\u2022 Do not keep your card together with your PIN:<\/strong><\/p>\n

This is one of the golden rules of card safety, but it is often ignored, because people cannot anticipate losing their bag or wallet which tends to store such valuables.<\/p>\n

Rather be safe than sorry and memorise your PIN instead of writing it on a piece of paper or saving it on your phone.<\/p>\n

\u2022 Immediately report stolen and\/or lost cards:<\/strong><\/p>\n

FNB customers can easily cancel their cards or report possible fraud activity on their cards by using the FraudOnApp function on the FNB App.<\/p>\n

Customers can also phone the contact centre or by visiting their nearest branches to report stolen cards, as well as fraudulent card activity.<\/p>\n

\u2022 Take advantage of contactless payments:<\/strong><\/p>\n

The introduction of new payment technologies such as contactless payments give consumers far more control over their bank cards, meaning you don\u2019t have to part ways with your card when making payments at merchants that accept contactless payments.<\/p>\n

Nsibande said all you have to do is to look out for the contactless sign and simply tap without handing over your card.<\/p>\n

Not only is this quicker but it also gives the cardholder peace of mind.<\/p>\n

\u2022 Be vigilant when purchasing online:<\/strong><\/p>\n

When buying goods and services online, it is important to ensure that you are dealing with a reputable service provider before sharing your card details.<\/p>\n

Do not simply click on the first link you come across, rather type the web address of the service provider you intend to use.<\/p>\n

\u201cCard payments offer a lot of benefits for consumers and far outweigh the risk and expenses associated with handling cash.<\/p>\n

\u201cOver the years, we have seen a sustainable rise in the number of consumers who prefer to use their bank cards to pay for goods and services.<\/p>\n

\u201cHowever, the need to prioritise safety should not be neglected,\u201d said Nsibande.<\/p>\n

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Hav<\/strong>e a story?<\/strong><\/p>\n

Contact the newsroom by emailing: Melissa Hart (Editor)\u00a0<\/span>germistoncitynews@caxton.co.za,<\/a>\u00a0<\/strong>Leigh Hodgson (News Editor)\u00a0<\/span>leighh@caxton.co.za\u00a0<\/a><\/strong>or Ashley Kiley (Journalist)\u00a0ashleyk@caxton.co.za.<\/a><\/strong><\/p>\n

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