{"id":224512,"date":"2019-11-26T15:00:56","date_gmt":"2019-11-26T13:00:56","guid":{"rendered":"https:\/\/germistoncitynews.co.za\/?p=224512"},"modified":"2019-11-26T13:34:34","modified_gmt":"2019-11-26T11:34:34","slug":"six-tips-shoppers-must-know-black-friday","status":"publish","type":"post","link":"https:\/\/develop.citizen.co.za\/germiston-city-news\/news-headlines\/2019\/11\/26\/six-tips-shoppers-must-know-black-friday\/","title":{"rendered":"Six tips shoppers must know this Black Friday"},"content":{"rendered":"

Billions of shoppers around the world will be trolley dashing for Black Friday this Friday, November 29.<\/p>\n

While it\u2019s an opportune time to cash in on good deals and tackle that Christmas shopping list, it\u2019s also a gateway to overspending before the festive season even begins.<\/p>

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According to BankservAfrica, South Africans spent R2 897 897 379 on Black Friday sales in 2018, 15.92 per cent more than 2017.<\/p>\n

\u201cBefore you decide to go big this Black Friday, it\u2019s important to make sure you\u2019ve made provision for all the things you need to pay for before you blow your budget on all the things you want.<\/p>

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\u201cDon\u2019t feel pressured to take advantage of every deal you see.<\/p>\n

\u201cLack of control can not only result in you buying things you don\u2019t need, but could easily land you in debt over the festive season,\u201d said Susan Steward from Budget Insurance.<\/p>\n

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ALSO READ:<\/span><\/p>\n

Paying more than you bargained for on Black Friday<\/a><\/p>\n

5 hacks to survive and thrive on Black Friday<\/a><\/h4>\n

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To help you to avoid falling into the urge-to-spend trap and pocket some of your money this Black Friday, Budget Insurance offers these helpful tips:<\/p>\n

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  1. Budget beforehand<\/strong> \u2013 setting a budget will help you to guide and limit your spending. If you\u2019re planning to buy gifts, budget per person so that you know exactly what you can afford to spend on each of them.<\/li>\n
  2. Compare prices, pronto <\/strong>\u2013 during the year\u2019s biggest promotional event, you may assume you\u2019re getting the best prices but this isn\u2019t always the case. So to avoid getting duped, do your research before making your purchase.<\/li>\n
  3. Shop smart with your smartphone<\/strong> \u2013 download money saving and budgeting apps like Spending Tracker, which allows you to set your budget, log your transactions, and track your spending.<\/li>\n
  4. Give those wish lists a reality check <\/strong>\u2013 manage your children\u2019s expectations when it comes to Christmas gifts. Many parents find themselves dipping into their savings after overspending on their children\u2019s gifts.<\/li>\n
  5. Plan what gifts you are going to buy and shop with a purpose – <\/strong>Don\u2019t wander around the shopping centre aimlessly because you will end-up buying items you didn\u2019t plan for and over-spend.<\/li>\n
  6. An expensive month is around the corner<\/strong> \u2013 keep in mind that the month when many of us have the least to spare also happens to be a very expensive one, especially for parents who need to pay for school uniforms and school fees.<\/li>\n<\/ol>\n

    \u201cRemember that a day of over-indulgence can wreak havoc on your bank account and land you in serious debt if you are not careful.<\/p>\n

    \u201cThat\u2019s no way to start the festive season or 2020,\u201d said Steward.<\/p>\n

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    Hav<\/strong>e a story?<\/strong><\/p>\n

    Contact the newsroom by emailing: Melissa Hart (Editor)\u00a0<\/span>germistoncitynews@caxton.co.za,<\/a>\u00a0<\/strong>Leigh Hodgson (News Editor)\u00a0<\/span>leighh@caxton.co.za\u00a0<\/a><\/strong>or Ashley Kiley (Journalist)\u00a0ashleyk@caxton.co.za.<\/a><\/strong><\/p>\n

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