{"id":219911,"date":"2019-10-06T07:00:46","date_gmt":"2019-10-06T05:00:46","guid":{"rendered":"https:\/\/germistoncitynews.co.za\/?p=219911"},"modified":"2019-10-04T15:34:38","modified_gmt":"2019-10-04T13:34:38","slug":"spring-clean-finances-moving-banking-online","status":"publish","type":"post","link":"https:\/\/develop.citizen.co.za\/germiston-city-news\/news-headlines\/2019\/10\/06\/spring-clean-finances-moving-banking-online\/","title":{"rendered":"Spring clean your finances by moving your banking online"},"content":{"rendered":"<p>Managing money is an administrative nightmare for some and the reason many people do not fulfill their money goals, said Neil Thompson, head of product and customer value proposition for African Bank.<\/p>\n<p>As clich\u00e9 as it is, a spring clean approach to finances is a good way to start afresh and see money in a different light.<\/p><div class=\"stream-item stream-item-in-post stream-item-inline-post aligncenter\"><\/div>\n<p>Thompson advised to start by moving your banking online.<\/p>\n<p>\u201cBanking has become fully centred around busy lifestyles.<\/p><div class=\"stream-item stream-item-in-post stream-item-inline-post aligncenter\"><\/div>\n<p>\u201cFor example, you do not even have to go into a bank or to an ATM to deposit money into a savings account, you can save online, quickly and easily,\u201d he said.<\/p>\n<p>\u201cIf you have online banking you can simply open your computer, tablet or smart phone and use the online banking app to do all these things and much more \u2013 apply for a loan, buy airtime, transfer money, manage your stop orders or open another account.<\/p>\n<p>\u201cCustomers already using online banking will know the advantages \u2013 it saves time and is convenient, secure, intuitive and much more.<\/p>\n<p>\u201cAnother big benefit is that online banking services are mostly free.\u201d<\/p>\n<p>Thompson added that people who bank online should ensure they are with South Africa\u2019s best digital bank because a bank that understands what drives customers to online banking is a bank that caters to their needs.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"color: #ff0000\">ALSO READ:<\/span><\/p>\n<p style=\"text-align: center\"><a class=\"anchor_post\" href=\"https:\/\/germistoncitynews.co.za\/217904\/police-warn-elderly-to-be-aware-of-their-safety\/\" target=\"_blank\">Police warn elderly to be aware of their safety and to take precautions<\/a><\/p>\n<h4 style=\"text-align: center\"><a class=\"anchor_post\" href=\"https:\/\/germistoncitynews.co.za\/217219\/alert-aware-entering-leaving-property\/\" target=\"_blank\">Be alert and aware when entering or leaving your property<\/a><\/h4>\n<p>&nbsp;<\/p>\n<p>\u201cThe online credit card, online bank loan and fully-fledged online bank are today an integral part of the way people work, play, shop and plan for their futures.<\/p>\n<p>\u201cThis does not mean the brick-and-mortar banks as we knew them do not exist, of course they do &#8211; and their services have also become smarter and more streamlined.<\/p>\n<p>\u201cThere is a percentage of customers who still want human interaction and prefer conducting their money matters face-to-face with a professional,\u201d he said.<\/p>\n<p>Seeking advice from an expert when making a big money decision is very important, even if you are moving your banking online for the first time, Thompson advised.<\/p>\n<p>\u201cReputable banks will have staff who can chat through the process with you and show you how easily you can become an online bank customer and what benefits are in store for you,\u201d he said.<\/p>\n<p>Thompson says banks have put a lot of money into security technologies like firewalls, encryption, verifying of account activity, safety features and constantly warning customers about how to avoid cyber scams.<\/p>\n<p>However, the onus is also on the customer to transact securely and with caution at all times.<\/p>\n<p>\u201cJust like giving your house or property a good clean out at the turn of season, why not do the same for the way you interact with your bank?<\/p>\n<p>\u201cSpring into action by moving your banking online today,\u201d Thompson said.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><strong>Hav<\/strong><strong>e a story?<\/strong><\/p>\n<p style=\"text-align: center\">Contact the newsroom by emailing: Melissa Hart (Editor)<span class=\"apple-converted-space\">\u00a0<\/span><strong><a class=\"anchor_post\" href=\"http:\/\/germistoncitynews.co.za\/wp-admin\/germistoncitynews@caxton.co.za\">germistoncitynews@caxton.co.za<\/a>\u00a0<\/strong>or Leigh Hodgson (News Editor)<span class=\"apple-converted-space\">\u00a0<\/span><strong><a class=\"anchor_post\" href=\"mailto:leighh@caxton.co.za\">leighh@caxton.co.za.<\/a><\/strong><\/p>\n<p style=\"text-align: center\">Also follow us on:<\/p>\n<p style=\"text-align: center\"><a class=\"anchor_post\" href=\"https:\/\/www.facebook.com\/germistoncitynews\/\" 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data-query-id='1ee3bb7cda8fe16eaf731b190fcf00b3'><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Banking has become fully centred around busy lifestyles. <\/p>\n","protected":false},"author":78,"featured_media":184773,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"hasGravity":false,"cxt_article_byline":"Content provided","cxt_disable_google_ads":false,"footnotes":""},"categories":[7,2],"tags":[5990,5992,979,969,2734,6111,29095],"class_list":["post-219911","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-news","category-news-headlines","tag-banking","tag-finances","tag-germiston","tag-germiston-city-news","tag-melissa-hart","tag-money","tag-online-banking"],"amp_enabled":true,"category_labels":{"Category":"News","SubCategory":"Local news"},"tag_labels":["banking","finances","germiston","germiston city news","melissa hart","money","online 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